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Payday loan lenders have taken care of their customers so that all procedures have been simplified and made really user-friendly. The maximum repayment term is 30 days. It can be prolonged if your payday loan lender offers an extension options. Keep in mind that on the due date you should have the necessary loan amount to pay it back, otherwise you will have to repay your loan with higher percentage rate. In case you miss the date of your repayment, you risk falling into debt and cash loans online much more than you have borrowed.